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Saturday 25 May 2013
Homeowners Insurance


PROTECT YOUR MOST VALUABLE ASSETS

Purchasing a home is a huge decision. Whether you're a first-time home buyer or building the custom home of your dreams, an insurance policy through Insurance Associates Atlanta will allow you to protect your home and have the peace of mind that you need.

 

Often, during the whirlwind process that comes with buying a home, choosing the right insurance policy is overlooked.  New homeowners are frequently caught up in preparing their household that it can be difficult to devote time to insurance shopping.  When you can't find the time to spare, IAA will gladly step in to do your insurance shopping for you. We'll search the top carriers in the country to find you the best rates.

As you begin to move forward, the process of purchasing homeowner’s insurance can also get little confusing.  At Insurance Associates Atlanta, we take the time to help you understand about your policy and make a knowledgeable decision about what's right for you.

Homeowners insurance is a package policy.  A standard policy includes four essential types of protection:

1. Coverage for the structure of your home

2. Coverage for your personal property

3. Liability protection for any injuries and/or property damage you or members of your family cause

4. Additional living expenses in the event you are temporarily unable to live in your home do to an insured disaster.

Damage caused by most disasters is covered but there are a few exceptions.  The most significant are damage caused by floods, storms and poor maintenance. You may buy separate policies to cover flood and earthquake damage.  However, maintenance-related issues are the homeowners' responsibility.

With Insurance Associates Atlanta, you get an agent who is personal, local, and knowledgeable. Our in-house professionals can answer your questions about your policy and its coverages, discounts you may qualify for and deductibles you can choose from.  Most importantly, your IAA agent can help you in your selection of coverages that fits your needs.

 

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